Condominium & Homeowner’s Association
Insurance Coverage Disputes
Homes and other properties can sustain considerable wind storm damage. This property damage can occur without a tropical storm or hurricane and damage your roof, windows, or other structural components due to falling branches, trees, and other debris.
Unfortunately, if you’re facing storm damage in Coral Gables, your insurance company will try to send you a claim denial, or make an inadequate settlement offer. You may feel trapped by a rejected or limited settlement offer and face a challenging situation.
If you’re going through the challenging process of resolving a wind damage property claim with your insurance company, you need the help of an experienced legal team. The team at Moises|Gross has over 75 years of handling denied and underpaid wind damage claims. Let us help you resolve your delayed claim with your insurance company.
Common Damages Caused By Wind
Florida faces some pretty significant weather patterns. Most home and business owners have faced some form of damage from a standard storm with less severe winds than a hurricane or tropical storm. Some damages aren’t as rough or apparent as others, but that doesn’t mean they aren’t costly or covered.
Damages sustained by the wind include but are not limited to these issues:
- Broken or missing shingles or tiles
- Broken windows
- Damage to the foundation
- Damage to your vehicle
- HVAC and plumbing destruction
- Damage to solar panels
Repairing any damage to your roof can create a high cost that becomes difficult to manage when the insurance company fails to uphold its obligations under the contract.
Common Reasons Your Claim May Be Denied
A wind insurance claim is often complex to determine, even when you think they are straightforward. Insurance companies declare that the damages were pre-existing or resulted from another form of damage. Additional reasons your insurance company may give for denying your claim include the following:
- Lack of proper maintenance led to the damage
- Differences in the estimated cost and the true cost of repairs
- Refusal to cover the claim
- Overlooked damages from the insurance company’s adjuster
Damages due to excluded causes of loss (such as wear, tear, and deterioration) Unfortunately, issues like these are more common when recovering damages from insurance companies for wind-related claims. That is why we have forged strong relationships with industry-leading experts to assist us in making sure we have everything necessary to establish that the insurance company’s determination was incorrect.
How Moises|Gross Can Help
Although most first party insurance policies cover wind damage, there are still far too many situations where claims for wind damage get rejected or paid insufficiently. These rejections are due to the numerous strategies insurance companies use to reduce the compensation to which you may be entitled. Our skilled Coral Gables insurance attorney knows these tactics and how to proceed with a wind damage claim dispute.
Working with our team is always risk-free for you. We’ll complete a free case evaluation; if we lose the case, there’s no cost to you. Our firm absorbs the cost. After all, we assessed the case and lost, so it’s on us in the end. But we are confident we’ll get you a resolution, just like we did with the 4,000 wrongfully denied claims before yours.
Our team’s dedication is unparalleled. Our wind damage lawyer in Coral Gables, FL, has recovered over $100 million in money owed to our clients. Even though we’ve handled over 7,000 unique cases, we have zero complaints listed with The Florida Bar.
Attorneys For The People
Moises|Gross is not a legal machine. We believe in communication and keeping you informed. Our team provides constant contact between you and the firm; your attorney, not the paralegal, always returns phone calls. You even have access to the managing partners. You’ll never be a case or file number with Moises|Gross because we value you.
If you’re having trouble getting a reasonable settlement for your wind damage claim, contact a wind damage claims attorney in Coral Gables at Moises|Gross. We’ll assess your coverage issues and handle all communication with your insurance company. You will no longer have to navigate the murky waters of the legal system because we will fight for your rights. Call Moises|Gross today to schedule your free consultation.