Condominium & Homeowner’s Association
Insurance Coverage Disputes
Water damage caused by faulty cast iron pipes or another accident is one of the worst forms of destruction to any home. An unexpected pipe burst can force gallons of water on your walls, flooring, and other belongings. Even the tiniest leak can create significant damage, especially if it’s been undetected for a while. If your insurance provider doesn’t pay out on a claim or underpays for a pipe burst or plumbing leak, it can leave you in a state of financial devastation.
The hassle of getting a plumbing damage insurance claim denied or underpayment only worsens homeowners’ problems. Insurance companies are skilled at finding reasons to refuse to honor their part of the contract and provide the total amount you should be compensated. When that occurs, you need the help of an insurance claim attorney who will advocate on your behalf and obtain fair compensation. Let a Coral Gables insurance lawyer from Moises|Gross be your team of legal professionals.
Your journey to receiving the proper coverage for your claim starts with a free case evaluation with a plumbing insurance attorney in Coral Gables, FL. Upon accepting your case, we work on a contingency basis; our fees are covered in addition to the money you receive from the claim. This makes partnering with us risk-free for you, our client. Even if we lose, you’ll owe us nothing. After all, we accepted the case and failed to get your money. That’s on us.
What Insurance Adjusters Look For With Plumbing Damage Claims
Problems with your plumbing are often included in water damage coverage. However, some situations aren’t. After initiating water damage insurance claims, your insurance company will send an adjuster to review the extent of the damage and determine the cause and cost. During this evaluation, they are looking for the following things:
- Location of all damage involved in the claim
- If the damage occurred because of an old leak or a new one
- Signs of corrosion or rust that should have been a warning sign
- If the leak is because of old pipes
The adjuster will use this information to decide if there was any way you could have prevented the leak. If so, it may result in a plumbing insurance claim denied citing that you neglected to make necessary repairs.
Why Insurance Companies Refuse To Pay
Most insurance policies cover water damage, but many insurance companies force homeowners to pay the plumber for repairs without financial assistance. This fact is especially true if the leak was gradual and the damage developed over time. An insurance company will argue that its policy does not cover this pre-existing damage. Other times, insurance companies will hold you responsible for failing to minimize your losses because you failed to identify and fix the leak in a timely manner.
Why You Need A Plumbing Insurance Claim Dispute Lawyer in Coral Gables, FL
Many homeowners find dealing with their insurance company challenging. That’s where the plumbing insurance law firm of Moises|Gross shines. We’ll handle all communication between you and the insurer to relieve your frustration and stress. Our team will fight for what’s rightfully yours and get you the compensation for damages to your property that you deserve.
Another reason it’s good to hire an attorney is to fight against the numerous reasons your insurance company will list for denying or undervaluing your Coral Gables plumbing leaks insurance claims. They may state that the faulty plumbing did not cause damage to your property.
Your injury attorney from Moises|Gross will collect the facts from you and gather evidence to support your case, even if it means they personally visit your home to assess the damage with their own eyes.
In other cases, your insurance company may dispute the claim based on coverage. They may state that the damage incurred isn’t a part of your policy benefits. When you work with Moises|Gross, we’ll help you understand your policy and what is rightfully covered via the contract you signed.
Choosing Moises|Gross Sets You Up For Success
Collectively, our team has over 75 years of experience. We’ve seen many insurance claims denied for various reasons and understand how to fight them. This experience has led us to recover over $100 million owed to our clients, handle over 7,000 unique cases, and successfully challenge over 4,000 wrongfully denied claims. Our diligence in each case and respect for our clients have led to zero complaints filed against us with The Florida Bar.
Your attorney will remain dedicated to your case throughout the process and keep in constant contact so you stay informed of any changes. Should you have any questions, we’re always a phone call away. You always have access to the entire team, including the managing partners.
If you want white-glove treatment from an experienced team of legal professionals, you need Moises|Gross. We’ll always fight to ensure you can access the insurance benefits you pay for and deserve while treating you with compassion and respect. You’re never just a case or file number with us, so start your zero-risk, free case evaluation today.