Condominium & Homeowner’s Association
Insurance Coverage Disputes
Over the past century, construction workers used cast iron plumbing when building new homes. By the 1980s, home builders no longer used this material in new construction projects. Even though cast iron pipes are a thing of the past in construction, they still exist in roughly 40% of Florida homes. The downside to cast iron pipes is that they are susceptible to corrosion and leaking. Due to the Florida weather, cast iron pipes have a shorter lifespan than other areas of the country.
Cast iron pipes are often out of sight and out of mind because they are hidden under your home. If they leak, it could lead to extensive damage behind your walls and under the foundation. Unfortunately, it may be too late before any signs of a leak appear.
Your home getting damaged is already a stressful and frightening scenario. Moreover, learning that your insurance company is only partially paying or denying your claim makes a bad situation even worse.
Insurance companies frequently prioritize their profits at the expense of your home and wallet. It doesn’t have to be this way. If this situation sounds like the one you’re stuck in, you might find legal help from the experienced insurance lawyer in Coral Gables, FL from Moises|Gross.
Purpose of Cast Iron Pipes
Many contractors chose cast iron pipes because of their longevity, ability to withstand high pressure, and dull the sound of flowing water. At the time, the life expectancy of cast iron pipes was between 50 and 75 years. However, they tend to erode over time when exposed to aggressive weather conditions, like extreme heat, humidity, and salty ocean water.
When exposed to these conditions, the life expectancy of cast iron pipes decreases to 25 to 50 years or less. Another problem with cast iron pipes is their lack of flexibility. Growing tree roots, or any other movement, may cause cast iron pipes to crack.
Insurance Claims for Cast Iron Pipes
Florida insurance companies have seen an increase in cast iron pipe-related claims. Common problems associated with damaged cast iron pipes include:
- Unpleasant smells
- Water damage to walls or ceilings
- Warped wooden floors
- Water damaged floor and wall tiles
- Carpet stains
Leaky cast iron pipes can lead to a tainted water supply, creating a severe health risk to your family.
When cast iron pipes are damaged, as the first party, you may face sewage leaks, health risks, and infestations by disease-carrying pests. You’ll have to pay extensive amounts to complete these repairs and restore your home. Since you’ve been paying your homeowner’s insurance premium, you assume they’ll cover the costs, but this isn’t always the case.
A Coral Gables cast iron pipe lawsuit isn’t always clear-cut, and your insurance company may state that the repairs are outside your coverage. This behavior is typical of insurance carriers as it helps them turn a profit. If they honored every claim, it would negatively affect their profits. It’s not uncommon to have your cast iron pipe claim denied, delayed, or underpaid for this reason.
If this happens to you, consult with a cast iron pipe lawyer in Coral Gables, FL, from Moises|Gross. We’re ready to file your dispute and help you get the financial compensation owed to you. Working with us is risk-free. Your initial consultation includes a free case evaluation. From there, we work on a contingency fee basis. If you don’t get paid, then you won’t owe us anything.
Work With Moises|Gross to Settle Your Cast Iron Pipe Leak Insurance Claim
One of the consumers’ biggest complaints with The Florida Bar is the lack of communication with the law firm. That doesn’t happen when you work with us. We offer constant contact with our firm, and attorneys are readily available to speak with you. Phone calls get returned promptly by us whenever you leave a message. You have access to our entire firm, including the managing partners, who may actively participate in the litigation of your case.
We strive to provide white-glove treatment and will take the necessary steps to settle your claim.
Our team has over 75 years of combined experience in the legal system. We understand Florida statutes and how they apply to your situation. This knowledge helps us fight insurance companies trying to take advantage of clients like you. Because of this, we have:
- Recovered $100 million in money owed to our clients
- Handled over 7,000 cases, leading to thousands of satisfied
- Satisfied over 4,000 wrongfully denied claims, finding coverage for our clients
- No complaints against us filed with The Florida Bar
Insurance agents are experts at structuring denials so that it appears as though the homeowner has no other alternative, but when you partner with Moises|Gross, you’ll see that you have other options. Contact our Coral Gables cast iron pipe damage claim attorney for your free case reviews today.